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ProSolution Private Clients  

April 2008 Newsletter

Unwinding 15 years of strong competition... Calling the Federal government in action! - 15 years of strong competition in the Australian mortgage market could be evaporating as more and more borrowers feel driven back to the "safety" of the big 4 lenders but this will come at a cost. We could be heading back to the pre "Aussie Home Loan" days where the big banks were making twice as much profit on a home loan than they are today.
Click here to read the newsletter.

Most recent article

Rent or Buy? An investors viewpoint

Australian Property Investor magazine - February 2007: Rent versus buying has debated ad nauseam. However, there are some considerations that are specific to investors which are probably not considered by many people. I take a fresh approach to this old question. Click here to read this article and learn more.

Most downloaded article in 2006

Structuring for the future - Part 3 (Companies & Trusts)

Australian Property Investor magazine - June 2005: This is the last article in a series of three about loan structuring. This article sets out a simple example of how to structure loans when a family trust or company is involved. I also discuss some very important considerations. This is a must read for anyone that owns property via a company or trust! Click here to read this article and learn more.

Visit our Mortgage Articles page for
more articles.

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We are award-winning mortgage brokers who help busy professionals obtain low-cost home and investment property finance. We limit our service to residential property finance because that is what we do best.

We can't be the mortgage broker for everyone, which is why we specialise in meeting the finance needs of doctors, dentists, lawyers, accountants and senior executives. Click here for a list of eligible professions. We also accept professional referrals (e.g. clients from Wakelin Property Advisory).

Our reputation, knowledge and professional client base means that we can often negotiate special interest rate discounts. We can also advise you on debt reduction, loan restructuring and debt planning.

Read our most recent testimonials and see for yourself how our clients rate us. Click here.

We look forward to welcoming you as a new client and impressing you with our service and knowledge.

Warm regards,
Stuart Wemyss
Stuart Wemyss  BCom CA FFin AMC
Director
ProSolution Private Clients



Smart Borrowers Hnadbook



Our Mission Statement

1.  To take every opportunity to exceed our clients' expectations in everything we do.

2.  Always put out clients' best interests first regardless of the consequences to us.

Everything we do must conform to our mission statement.


Finance for professionals, by professionals.

1.  We get a better deal... and save you money

Based on the information you give us, we find the best loan for your needs. Because of our experience, buying power and reputation we can often negotiate a substantial interest rate discount. The best we have negotiated so far was 1.15% off the standard variable rate. Click here for a summary of current rates and indicative discounts.

2.  We do the work... and save you time

Because you lead a demanding professional life, your time is precious. We take charge of the loan process to ensure it runs smoothly, allowing you to focus on more important matters. What's more, when you become a client of ProSolution Private Clients we provide ongoing support and information whenever you need it. Click here to read what our clients say about us.

3.  We find the right product... and look after you

For many of our clients, finding the right loan is not only about cost. Other features like loan structure, risk management and flexibility are just as important. That's why we take all your needs into account when sourcing the best mortgage for you because it's our job to look after your best interests.


Free 'Loan Solution' report. That's our difference.

ProSolution Private Clients is the only mortgage broker in Australia that prepares a detailed Loan Solution report when you first contact us. This report provides a thorough assessment of your borrowing situation and our recommendations for your individual circumstances.

To receive your complimentary report, just complete our brief online questionnaire.

Or call us during business hours on 1300 880 224 and we'll go through the report with you over the phone.

Our Fees

We do not charge any fees for our service because we receive a commission from the lender that provides your residential property finance. We disclose all commissions and any benefits we may receive in the Lending Analysis Report we prepare for you.

Our credentials

ProSolution Private Clients holds an Australian Financial Services Licence. This provides you with assurance that you are dealing with a reputable business. For further information about the Licence see our Financial Services Guide.

Our service philosophy

We believe that the way we help you today will determine our business success tomorrow. Providing top quality service and unbiased, individual advice will result in good Karma for us, both personally and professionally. We passionately believe in this principle, which is the foundation of our corporate culture.


What our clients say about us

"I have been using ProSolution Private Clients for over 4 years. During that time, Stuart Wemyss has provided advice on our loan structure, assisted in organising finance for the purchase of two investment properties, helped to refinance our home loan and line of credit facilities, answered a myriad of questions, and obtained a 0.90% discount on our home and investment loans through one of the four major lenders. The quality of service, and prompt and professional advice provided is second to none. I have recommended Stuart and his team to my family, friends and work colleagues and have no hesitation in recommending ProSolution to anyone else. You won't be disappointed."
Peter Robbins, HR Manager (9 April 2008)

Click here for more testimonials.


Contact Us Today

Contact us online or phone us during business hours on 1300 880 224.


More information

For further information, click here to obtain our free report The 7 Deadly Sins of Mortgages.

Or take a look at our articles page. It contains many informative stories on finance-related issues. Our fact sheets are filled with helpful tips.

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