Our advice process is guaranteed to save you thousands
We have a strict advice methodology which we follow when providing the best financing solution.
All advice provided is work-shopped as a team to ensure we maintain our highest standards of advice. Our advisory process involves:
- Product and structure advice We obtain a detailed understanding of your current and future borrowing requirements. Based on our teams broad knowledge of products, taxation and risk management, we identify the best loan structure and products which meet your existing and future needs. This may also involve identifying tax, accountant and estate planning matters which you may need to seek more advice on.
- Negotiate the lowest cost Based on our recommended product and structure, we search for the lowest cost loan for you from thousands of products offered by over 30 lenders. Due to our reputation, relationship with lenders and buying power, we may be able to negotiate a better than standard interest rate discounts. Where appropriate, we will also approach your existing lender to ensure the best outcomes are identified.
- Implementation When the lender and loan product has been selected, we activate the loan application process on your behalf – ensuring your involvement is minimised so that you can focus on more important matters. We prepare your application form, respond to the lender's questions, check the loan documents, and monitor the process constantly to ensure that your application is dealt with smoothly. We update you continually throughout the process and are available to answer any queries or concerns you may have.
Client testimonial... “With a large family, cash-flow is my key concern. Through ProSolution, I learned how I could improve this situation by changing the consruct of my investment property loans. While it meant I had to switch banks, ProSolution managed the whole process for me. Always courteous and with a sense that their service was for my benefit and not theirs! I plan to build on this experience and utilise ProSolution's wealth advisory services.” |
Ongoing advisory...
We aim to develop long term relationships with our clients and not just focusing on this current transaction/need. We know that we can add a tremendous amount of value through providing you with lending advice on an ongoing and proactive basis. Here are two examples of how we will do this:
A) Banking Helpdesk: As a client of ProSolution you will have access to our Banking Helpdesk. This service is like that offered by Private Bankers as we will look after your day-to-day banking requirements. We hope this service will benefit you by:
- saving you time and frustration - we'll take ownership of your banking issue until it's solved
- one contact person that can solve problems relating to multiple banks/lenders - our business has a near zero staff turnover rate so you'll deal with the same people
- create a convenient way for you to resolve banking issues - send us an email at anytime from anywhere.
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B) Annual Review: At least every 12 months we will proactively make contact with you and review your mortgage to ensure is it optimal from a product, cost and loan structure perspective. Some benefits that our existing clients have enjoyed as a result of this service include higher interest rate discounts, more tax effective loan structures, release of excessive security (property) and so on.
Next step...
Click here to complete our Enquiry Questionnaire or contact one of our debt Advisors.
