Why choose us?

Arranging finance to purchase a home or investment property can sometimes be deceptively simple.

The problem is that many people do not realise the way they structure their finance today can negatively affect them tomorrow. As the saying goes, you don't know what you don't know, until you know it! With a good working knowledge of taxation, risk management and available mortgage products, our Analysts can design an intelligent solution for you which will meet your needs now and into the future.

1. Over 70% of new clients come from referrals because our satisfied clients sing our praises.
2. Our Debt Advisory team has over 45 years of combined experience.
3. At 9:45am each morning our entire team meets to workshop client scenario and solution. You’ll benefit from a dedicated team of professionals, not just one, which ensures you consistently receive top quality advice now and ongoing.
4. Our primary focus is on advice, not product. This often means we’ll achieve the lowest cost solution through a combination of loan structuring and the right products. Sometimes a certain right loan structure can save substantially more than an extra interest rate discount.
5. We’ll proactively contact you at least annually to review your mortgage products.
6. All members of our team undertake at least 96 hours of training per year to ensure we continually bring you smart ideas and opportunities.

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Loan Solution Report

Our advice is often contained in a Loan Solution report. It is important that you receive our advice in writing as it provides you with an opportunity to review and digest this advice in your own time.

Our Loan Solution report provides a thorough assessment of your borrowing situation, including:

• Suggested loan structure including recommended product type
• Debt planning considerations
• Costs associated with the proposed property purchase or refinance
• Estimated loan repayments at various rate level to factor in interest rate changes
• Calculation of maximum borrowing capacity
• Financial comparison of the top 3 to 4 lenders (from a panel of over 30 lenders, including the majors)
• An unbiased assessment of the lenders pre and post loan establishment service experiences (i.e. how good their service is)
• Our final recommendation of the best lender for your specific situation, and our reasons for making this recommendation

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