"I would like a financial advisor to develop a safe and astute investment property strategy that will accomplish my financial goals. I don't really feel comfortable with investing in shares."
Our Investment Property Strategy advice is holistic financial planning advice that is limited to property investments only. This is attractive to people that are not comfortable with share market investments and are sick of financial planners or other advisors trying to convince them to diversify.
Our Investment Property Strategy service includes:
- Setting goals – Why do you want to invest in property? When do you want the flexibility to retire? How much do you need to pay for living expenses? What cash flow expenses do we need to fund before retirement (e.g. schooling for children)?
- Develop a strategy that fulfils your predetermined goals – This includes preparation of financial projections (how many properties, what value, what style, where and when), ownership structures, diversification, cash flow assessment and management, setting portfolio review targets, development of a retirement strategy and so on.
- Risk management strategy – We complete a detailed sensitivity analysis using the financial model that we have developed to identify all risks associated with the strategy and measure how significant they are. We then need to develop a disk management strategy for all material risks. Common risks include poor capital growth, vacancy, loss of income, inability to access financing and so on.
- Estate planning – Develop an estate plan which will ensure that your family members are adequately looked after in the event of your death. This includes wills, power of attorney, letter of wishes, guardianship, superannuation nominations and so on.
- Tax planning – We need to develop a long-term tax minimisation strategy that considers all income and property taxes including Capital Gain Tax, income tax, land tax, stamp duties and so on.
- Asset protection – Asset protection will have greater importance for some clients. Where appropriate, we will need to build in the appropriate level of asset protection into a clients strategy.
- Implementation of the strategy – Assistance with appointing and managing the services of relevant professionals as required such as valuers, quantity surveyors (depreciation reports), buyers' agents, specialist taxation advisors, solicitors and the like.
- Review – Reviewing the performance of your portfolio on a regular predetermined basis including taking into account any changes in personal circumstances and cash flow.
If you currently hold existing investment properties, we would review the performance and appropriateness of your existing investment properties in light of your goals.
Next Step....
Contact one of our Wealth Advisors to request a copy of our Client Value Proposition and to explore how we may be able to work together.
A recent client testimonial... “Very processional, personal, and unbiased services, giving peace of mind and enormous financial gain to the novice and time-poor clients like me. Highly recommended to anyone.” |
Resources
Download some of our financial planning resources below.
♦ Download our special report: What most financial planners don't know will hurt you! Click here...
♦ Buy a copy of Stuart Wemyss' second book The Property Puzzle. Click here....
♦ Download Tax Busting Structures report. Click here...
♦ Read our past newsletters. Click here...
♦ Download our 2-page financial planning test to see how well you're doing with addressing your personal financial planning needs.
ProSolution Wealth Advisory Pty Ltd is an authorised representative of Dover Financial Advisers Pty Ltd (AFSL number 307248).
