Many people invest their super with industry super funds because they feel its the best (low cost, good returns) and simplest option. I agree that industry funds are almost always a better option than […]
Employers must contribute 9.5% of your salary (up to a maximum of $20,050 p.a.) into super. But should you make additional super contributions? This is a question I’m asked regularly. Of course, like many financial […]
Investment into a medical or dental practice can cost hundreds of thousands of dollars and in some cases, millions and although it is a rather secure investment (most of the time), there are various factors […]
There are two things that trip up many investors. The first one is they cannot figure out what they should invest in next (i.e. what investment strategy is most appropriate). Or, secondly, if they have […]
A lot is always written about housing affordability and its impact on the younger generation. This is not something that is unique to Australians. I was reading recently that home affordability is one of the […]
Many people don’t like to save for the future because they think it’s painful. Saving means they have to do without. Conversely, spending today is fun and enjoyable. Buying a new gadget, a new pair […]
Commissions in financial services is often viewed as a dirty word. The word creates connotations of self-interested sales people flogging products to poor, unsuspecting clients – well, it does in my head. I passionately believe […]
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