It is generally an accepted investment principal that diversification can reduce your risk and improve investment returns. The common vernacular is, spread your eggs amongst various baskets. I would agree…
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One good financial decision will have positive consequences. But five good decisions in a row will be life changing. It will create a lot more than five times the positive…
A common question people ask is, “can property prices continue to rise at the same rate which they have over the past 3 to 4 decades?” The short answer is…
Interest rates on savings accounts were over 5% p.a. in 2011… only 10 years ago. Today, you would be lucky to receive more than 0.5% p.a.! That means your savings…
The beginning of a new year is a great time to take stock and set personal and financial goals for 2021. I wanted to share the process that I use personally. It…
During 2020, most economists and commentators predicted that property values would plummet by 10%, 20% or even 30%! In May, I wrote a blog (and in The Australian newspaper here)…
One of the advantages of investing in property is that you can make improvements to enhance its value and consequently your personal wealth. A disadvantage is that dwellings require ongoing…
Without wanting to seem too philosophical, I believe that life offers us lessons, but we must be prepared to look for them. As we are approaching the end of 2020,…
Interest expenses are often an investors largest tax deduction. You must realise that the onus of proof is on the taxpayer (you), not the ATO. That is, you must be…
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