Investment-grade apartments have under-performed. So, is now the time to buy?

In Melbourne, investment-grade apartments have not appreciated in value very much in the past three to five years when compared to houses – as illustrated by the chart below. I would like to explore why this might have been the case and share my opinion of whether this performance differential will persist. What are investment-grade …

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The power of a simple financial plan

It’s tough to make predictions, especially about the future – Yogi Berra Quite often we think a complex problem requires a complex solution but often that’s not the case. “What should I do with my money now so that I can enjoy a comfortable retirement?” seems like a complex question to answer. There are so …

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Super might be a boring topic but making some smart decisions now could boost your retirement balance by over 20%!

I realise that most people in their 20’s and 30’s pay very little attention to their superannuation because they cannot access it for 30 to 40 years – or possibly longer. In fact, it’s likely that the government will push out the retirement age (i.e. when you can access super) to match the aged pension …

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