Many people can be very focused on repaying their home loan in full before they begin investing. They are so averse to debt that they cannot envisage doing anything else…
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Most homeowners and investors are long term borrowers. That is, they will have a mortgage for many decades. We must realise that over many decades, there will be periods where…
Borrowing capacity has reduced by around 30% over the past year due to the impact of higher interest rates and the increased 3% interest rate buffer that banks must use…
Many Australian borrowers need to navigate significant changes to their mortgages throughout 2023 including fixed interest rate and interest-only term expiries. The banks understand borrowers are likely to be more…
It has been very well reported that many mortgage holders will soon be paying much higher interest rates when their fixed rate terms expire. It is estimated that $478 billion…
