Protect your family and your wealth

Every client is different… Different circumstances. Different goals. And different risk tolerances. Therefore, our role is to work with you and help you discover how much insurance is appropriate for your circumstances. We are not salespeople. We are advisors. We will take you through a proven advisory process to ensure our advice is thorough and appropriate. We must weigh up three considerations; (1) the cost of cover, (2) the amount of cover and (3) the quality of the product. We also must ensure your cover is structured tax-effectively. Once our advice is issued, it is over to you to tell us how you would like to proceed. You will never get any pressure from us whatsoever.

We deal with every risk insurer in Australia, so we provide whole of market advice. The main insurance products include Life, Total and Permanent Disability, Income Replacement and Trauma (critical illness). As we receive a commission from the insurance company (and commission rates are uniform), we normally do not have to charge you a fee for our advice.

We will proactively review your cover on an annual basis to ensure that its still appropriate and economical.

If you would like to have a confidential and obligation-free discussion, please contact Kristy Dishon.

 Some of the services we offer

Mortgage advisory and broking

– First home buyers
– Refinance to save money or access equity
– Purchase a home or investment property
– Debt consolidation
– Loan structuring for cash flow and tax purposes

Insurance advice

– Income protection insurance
– Life insurance
– TPD insurance
– Trauma insurance

Fee-for-service (commission-free)
financial advice

– Full financial plan
– Review of superannuation
– Share investment strategies
– Property investment strategies
– Ongoing financial coaching
– Cash flow management

Tax advisory & accounting

– Individual, company, trust income tax returns
– Establish company/trust/SMSF
– Look after all SMSF compliance (tax returns, etc.)
– Business accounting and tax advice
– We specialise on looking after property investors and medicos

BUILT ON REFERRALS

We work very hard to earn referrals and they are always treated with the utmost professionalism, confidentiality and respect. We welcome referrals from clients, aligned businesses and professional associations.