Protect your family and your wealth
Every client is different… Different circumstances. Different goals. And different risk tolerances. Therefore, our role is to work with you and help you discover how much insurance is appropriate for your circumstances. We are not salespeople. We are advisors. We will take you through a proven advisory process to ensure our advice is thorough and appropriate. We must weigh up three considerations; (1) the cost of cover, (2) the amount of cover and (3) the quality of the product. We also must ensure your cover is structured tax-effectively. Once our advice is issued, it is over to you to tell us how you would like to proceed. You will never get any pressure from us whatsoever.
We deal with every risk insurer in Australia, so we provide whole of market advice. The main insurance products include Life, Total and Permanent Disability, Income Replacement and Trauma (critical illness). As we receive a commission from the insurance company (and commission rates are uniform), we normally do not have to charge you a fee for our advice.
We will proactively review your cover on an annual basis to ensure that its still appropriate and economical.
If you would like to have a confidential and obligation-free discussion, please contact Kristy Dishon.